The retirement calculator thingy that the system uses is quite simple, you enter your estimated year of retirement and the system automatically tapers down your risk the closer you get to retirement. No biggy... just wish I had thought of something brilliant like that... then I wouldn't have to talk to anyone about my retirement plans because I'd already BE RETIRED!... So, in big bold print on my account's page it has my estimated year of retirement; 2045. I cringed when I saw it. I can't even fathom that number. AND THEN this horrid little woman says with a shrug, "Realistically, it's really going to be at least 2047" AND SHE CHANGED THE YEAR! Just like that. I almost vomited right there on her laptop. How dare she! I choked a little and said, "Good god, I seriously hope I'm not working 12 hour shifts on the floor when I'm 67 years old!" She smiled and shrugged. I said, "Lets be optimistic and leave it at 2045" to which she hesitantly said, "ooookay." That's how she became not my favorite person. I'm not sure what else she told me. I just kept seeing the number 2047... 2047... 2047. Twitch. Twitch. Twitch. Where's my paper bag. I could hear my pulse in my ears... uuuuuugghhh.
In the 2 hours since this meeting I've decided to try two things to help me retire by 2045, NOT 2047:
1) I'm going to start buying lottery tickets on a routine basis
2) I'm going to start hoarding cash in random places like my great grandmother did- random cupboards, old purses, we even found it in her vacuum along side the vacuum bag- it seemed to work for her- worth a shot, I'd guess.